English – Simplified ADHD Budget Planner

Simplified for ADHD brains: 7 tabs, one Today screen, minimal typing.

An easy paycheck budget for Google Sheets and Excel that shows what is safe to spend until payday.

A calm, paycheck-based budget, simplified and designed for ADHD brains. One "Today" screen tells you what you can safely spend until payday. Bills show up by due date, and small wins get celebrated. You won't find 20 tabs or a wall of numbers here, and nothing breaks if you miss a week.

What you get

• Budget spreadsheet (.xlsx) for Google Sheets and Excel 2019 or newer, blank + a filled-in example
• 8 printable pages (PDF, A4 and US Letter)
• A one-page quick start guide (Read me)

Simplified for adhd brains

• 7 tabs, not 20: Start Here, Today, Paychecks, Bills, Spending, Wait List and Savings Jar
• One "Today" view: safe to spend until payday, days until payday, what's left this week, bills due before payday and your wins
• Big progress bars: "money used" next to "time passed", so you see at a glance whether you're on track
• Colour cues instead of math: paid, autopay, pay before payday, coming up
• Minimal typing: drop-down lists, and Ctrl + ; types today's date
• No-shame wording. Spending a bit fast? The sheet says "A little ahead of the calendar" and tells you the daily amount that gets you back on track. Every payday is a fresh start.

A true paycheck budget

• Paid weekly, every 2 weeks, twice a month or monthly? Pick your rhythm and one recent payday. The sheet lists every real payday, not a monthly sheet with "biweekly" in the name.
• Each paycheck shows which bills it needs to cover (bills due from this payday until the day before the next), how much goes to savings and what's left to spend
• Different amount one time (bonus, overtime, a short paycheck)? Type it on that payday only
• Optional rule: if a monthly or twice-a-month payday lands on a weekend, it moves to the Friday before
• Extra paycheck months are flagged so you can plan them

Bills by due date

• Weekly, every 2 weeks, monthly, every 2 or 3 months, twice a year or yearly
• Next due date, days left, which paycheck pays it, and a colour status
• Autopay bills are marked so you don't pay twice
• Subscription check: "Still using?" Yes / No / Not sure, and how much a year you could keep by cancelling

Dopamine-style wins

• Streak of paychecks within plan
• Check-offs for bills and savings
• Savings Jar: up to 3 goals with a jar that fills up as you save, plus kind little milestones
• 48-hour Wait List: brain-dump impulse buys, wait two days, then decide. Skipping counts as a win, and the sheet adds up the money you kept.

Printable pages

Pay period plan · This week · Bill calendar · Subscriptions check · Spending log · 48-hour wait list · Savings jar (colour a coin) · Wins & streaks

How to use it in google sheets

1. Download the files from Etsy (You → Purchases → Download files).
2. Go to Google Drive and upload the .xlsx file.
3. Open it and choose File → Save as Google Sheets.

You only need a free Google account. The file also opens directly in Excel (Excel 2019, 2021 or Microsoft 365).

Good to know

• This is a digital download. Nothing will be shipped.
• The spreadsheet is in English. Pick any currency symbol; amounts stay plain numbers so they work in any country.
• Numbers in the photos are sample data.
• In Google Sheets, colours and fonts may look slightly different than in the photos. The formulas work the same.
• This is an organising tool, not financial, medical or psychological advice.
• Fonts (Cormorant Garamond and DM Sans) are free Google Fonts. The sheet works fine without them.
• Colors may vary slightly between screens and printers.
• Tabs are protected (no password) so formulas aren't deleted by accident. Every cell you need to fill in is open.
• License: For personal use only. Reselling, sharing or redistribution is not permitted. © 2026 SoftPlanTreasures
• This template and its product photos were made by us with the help of digital tools, including AI tools. The photos show the actual files.

Questions? Send us a message through our Etsy shop.